# US Bank Check (FDIC)

> Is this bank FDIC-insured, healthy and still open? Bank profiles, ROA/ROE, failures feed and state screens from FDIC BankFind.

Remote MCP server (Streamable HTTP): https://us-bank-check-mcp.donniertf.workers.dev/mcp
Free tier: `bank_check` — no key, no sign-up, 20 calls/day per IP.
Pro: $12/month, cancel anytime — all tools, unlimited.

## Tools
- bank_check (free): FREE. Is this US bank FDIC-insured and active? Name search → top 3 with assets, deposits and location.
- bank_profile (Pro): PRO. Full profile for an FDIC cert number: assets, deposits, ROA/ROE, offices, regulator, holding company.
- bank_failures (Pro): PRO. Recent US bank failures (and acquirers), newest first, optional state filter.
- state_screen (Pro): PRO. Active banks in a state ranked by assets or weakest ROA — for B2B sales, vendors and counterparty screens.

## Buying (agents)
1. POST https://us-bank-check-mcp.donniertf.workers.dev/checkout -> {checkout_url, session_id}. A human (or a payment-capable agent) completes Stripe Checkout at checkout_url.
2. GET https://us-bank-check-mcp.donniertf.workers.dev/token?session_id=... -> {access_token}.
3. Send Authorization: Bearer <access_token> to https://us-bank-check-mcp.donniertf.workers.dev/mcp (or pass access_token in tool arguments).

## Pay per call (x402, USDC on Base)
No account: POST JSON args to https://us-bank-check-mcp.donniertf.workers.dev/x402/<tool> -> HTTP 402 with payment requirements ($0.03 USDC per call, payTo 0x02226D28e0c85AE4AdDB7fe7043Dd2b1Ff710D41). Retry with an X-PAYMENT header (x402 v1, scheme exact, network base). Manifest: https://us-bank-check-mcp.donniertf.workers.dev/.well-known/x402. MCP clients may also send X-PAYMENT on tools/call.
Machine-readable pricing: https://us-bank-check-mcp.donniertf.workers.dev/pricing.json · Server card: https://us-bank-check-mcp.donniertf.workers.dev/.well-known/mcp

## Sources
- FDIC BankFind Suite API (public domain)

## Notes
From the FDIC BankFind Suite API (FDIC-insured institutions; dollar figures in $ thousands). Not investment or deposit advice; check fdic.gov for official status.
Contact: dmorrisonwebdesign@gmail.com. More UK data MCPs: https://github.com/donniertf-hub/uk-mcp-fleet